Posted on May 18, 2015 by Corinne Ramey in The Wall Street Journal The Wall Street Journal, By Corinne Ramey Last summer, a pipe burst in the Bronx apartment where Ayra Garcia lived with her 15-year-old niece. The water damage was so bad that they couldn’t live there anymore. But despite the $31,243 a year that Ms. Garcia then made as a teacher, she didn’t have the savings to pay the three months of rent and a security deposit on a new apartment.
